Hourly pay to salary · 2026/27 tax year
£11.25 an hour is how much a year?
£11.25 an hour works out at £21,938 a year before tax if you work 37.5 hours a week, or £23,400 on a 40-hour week. After Income Tax and National Insurance, a 37.5-hour week leaves you with £19,315 a year, which is £1,610 a month or £371 a week.
Figures checked against GOV.UK on .
Per year before tax
£21,938
37.5 hours a week
Take-home per year
£19,315
after tax and NI
Take-home per month
£1,610
37.5 hours a week
Take-home per week
£371
37.5 hours a week
£11.25 an hour by hours worked per week
Yearly figures assume you are paid for 52 weeks, including paid holiday.
| Hours a week | Per year before tax | Take-home per year | Per month | Per week |
|---|---|---|---|---|
| 16 hours | £9,360 | £9,360 | £780 | £180 |
| 20 hours | £11,700 | £11,700 | £975 | £225 |
| 25 hours | £14,625 | £14,050 | £1,170.80 | £270.18 |
| 30 hours | £17,550 | £16,156 | £1,346.30 | £310.68 |
| 35 hours | £20,475 | £18,262 | £1,521.80 | £351.18 |
| 37.5 hours | £21,938 | £19,315 | £1,609.55 | £371.43 |
| 40 hours | £23,400 | £20,368 | £1,697.30 | £391.68 |
| 45 hours | £26,325 | £22,474 | £1,872.80 | £432.18 |
Minimum wage check
£11.25 is £1.46 an hour below the National Living Wage of £12.71, so from April 2026 an employer cannot pay it to anyone aged 21 or over. It is still legal for 18 to 20 year olds, whose minimum is £10.85, and for under-18s and apprentices on £8.
Part-time hours and tax
At 16 hours a week you would earn £9,360 a year, which is below the £12,570 Personal Allowance and the National Insurance threshold, so you pay no Income Tax or NI. Tax only starts once your annual pay goes over £12,570.
Compared with typical UK pay
A 37.5-hour week at £11.25 pays £421.88 before tax. The ONS put median full-time pay at £766.60 a week in April 2025, so this is 45% below the middle of the range.
Student loan repayments
A 37.5-hour week at this rate comes to £21,938, below the £29,385 Plan 2 threshold, so you would not repay anything on a Plan 2 student loan. Of the other plans, you would repay on a Postgraduate Loan (£21,000), but not on Plan 1 (£26,900), Plan 4 (£33,795) or Plan 5 (£25,000).
Overtime at time and a half
If your employer pays time and a half, overtime is worth £16.88 an hour before tax. Ten extra hours at that rate adds £168.80 to your gross pay, and you keep £121.54 of it after tax and NI on a full-time salary.
In Scotland
On a 37.5-hour week, a Scottish taxpayer on £11.25 an hour takes home £39.67 more a year (£19,354 in total), because Scotland has different Income Tax bands.
Hours a week before the 40% band
At £11.25 an hour a 37.5-hour week pays £21,938 a year, £28,333 short of the £50,270 higher-rate threshold. It would take more than 60 hours a week to get there, so at this rate the whole of your pay stays below that line.
The next rate up
Moving up to £11.50 an hour adds £40.63 a month before tax and £29.25 after it on a 37.5-hour week. You keep 72% of that change because the whole difference falls in the basic-rate band, where tax and NI take 28p of each pound.
Guides and definitions
- High Income Child Benefit Charge: how it is worked out and cut (Guide)
- How to read your payslip: every line explained, with an example (Guide)
- National Insurance rates 2026/27: what you pay and how it works (Guide)
- Emergency tax code (An emergency tax code, marked W1, M1 or X, taxes each payday on its own, as if you were paid that amount every period of the year.)
- Marginal tax rate (Your marginal tax rate is the share of your next pound or dollar of income that goes in tax and deductions.)
- P60 (A P60 is the yearly summary of your pay and tax from one employer, due by 31 May if you work there on 5 April.)
- Personal Allowance (The Personal Allowance is the income you can earn each UK tax year before Income Tax starts: £12,570 for 2026/27.)
- Tax code (A UK tax code tells your employer or pension provider how much tax-free pay to give you; 1257L, meaning £12,570, is the most common.)
Nearby hourly rates
- £10.75 an hour (£1,551 a month after tax)
- £10.85 an hour (£1,563 a month after tax)
- £11 an hour (£1,580 a month after tax)
- £11.50 an hour (£1,639 a month after tax)
- £11.75 an hour (£1,668 a month after tax)
- £12 an hour (£1,697 a month after tax)
Full breakdown for £22,000 after tax · Salary after tax table · Take-home pay calculator
Common questions
£11.25 an hour is how much a year in the UK?
£21,938 a year before tax on 37.5 hours a week, based on 52 weeks. On 40 hours a week it is £23,400, and on 30 hours it is £17,550.
£11.25 an hour is how much a month after tax?
On a 37.5-hour week you take home £1,609.55 a month after Income Tax and National Insurance. On 40 hours a week it is £1,697.30 a month.
How much is £11.25 an hour a week after tax?
£371.43 a week for 37.5 hours, or £391.68 for 40 hours. Before tax, 37.5 hours pays £421.88 a week.
How much tax do I pay on £11.25 an hour?
Working 37.5 hours a week, you pay £1,873.50 in Income Tax and £749.40 in National Insurance a year. That is £50.44 a week.
Is £11.25 an hour above minimum wage?
No, not for workers aged 21 and over. The National Living Wage is £12.71 from April 2026, which is £1.46 more than £11.25.
Sources and assumptions
- Yearly pay = hourly rate × hours per week × 52 weeks (paid holiday included).
- Take-home pay uses 2026/27 Income Tax and National Insurance for England, Wales and Northern Ireland, the standard 1257L tax code, and no pension or student loan.
- Income Tax rates and Personal Allowances
- Scottish Income Tax
- National Insurance: how much you pay
- Repaying your student loan: what you pay
- ONS: Employee earnings in the UK 2025
- National Minimum Wage and National Living Wage rates
These are estimates. Your payslip can differ if your tax code, pension scheme or benefits are different.