Council Tax · Scotland · 2026/27
North Ayrshire council tax 2026/27
Council Tax in North Ayrshire for 2026/27 is £1,685.84 a year for a Band D home, which is £169 a month over 10 instalments or £140 over 12. Band A is £1,123.89 and Band H is £4,130.31. With the 25% single person discount, Band D comes to £1,264.38. North Ayrshire has the 15th highest Band D of 32 councils in Scotland, £3.24 above the middle council.
Figures from the official Scotland Council Tax tables for 2026/27, checked on .
Band D a year
£1,686
2026/27
Band D a month
£169
over 10 instalments
Band A a year
£1,124
the lowest band
Living alone, Band D
£1,264
with 25% discount
North Ayrshire council tax by band, 2026/27
Yearly bill for a home with two adults, the monthly payment over 10 and 12 instalments, and the bill with the single person discount. Property values are as at 1 April 1991.
| Band | Home value in 1991 | Per year | Per month (10) | Per month (12) | Living alone |
|---|---|---|---|---|---|
| Band A | up to £27,000 | £1,123.89 | £112 | £94 | £842.92 |
| Band B | £27,001 to £35,000 | £1,311.21 | £131 | £109 | £983.41 |
| Band C | £35,001 to £45,000 | £1,498.52 | £150 | £125 | £1,123.89 |
| Band D | £45,001 to £58,000 | £1,685.84 | £169 | £140 | £1,264.38 |
| Band E | £58,001 to £80,000 | £2,215.01 | £222 | £185 | £1,661.26 |
| Band F | £80,001 to £106,000 | £2,739.49 | £274 | £228 | £2,054.62 |
| Band G | £106,001 to £212,000 | £3,301.44 | £330 | £275 | £2,476.08 |
| Band H | more than £212,000 | £4,130.31 | £413 | £344 | £3,097.73 |
What the figures include
Council Tax set by the council for a home with two adults. Water and waste water (sewerage) charges from Scottish Water are billed with Council Tax but are not included here. Figures exclude Scottish Water water and waste water charges, which appear on the same bill.
Which band is your home in?
Bands in Scotland are based on what a home would have sold for on 1 April 1991, not what it is worth now. Band D covered homes worth £45,001 to £58,000. Look up your band on Scottish Assessors Association. If you think it is wrong you can ask for it to be checked, but a review can move a band up as well as down.
Discounts you might get
If you are the only adult in the home, the bill is 25% lower, so Band D in North Ayrshire falls to £1,264.38. Homes where everyone is a full-time student usually pay nothing. If someone disabled needs extra space or an adapted home, the Disabled Band Reduction charges you one band lower (Band A pays 5/9 of Band D). On a low income, apply to North Ayrshire for Council Tax Reduction, which each council runs to its own rules.
Paying monthly
Bills are normally split into 10 monthly instalments, April to January. Ask North Ayrshire if you would rather pay over 12 months.
Guides and definitions
- Mansion tax: what the £2m council tax surcharge will cost you (Guide)
- What happens if you don't pay Council Tax, and how to stop it (Guide)
- Think your Council Tax band is wrong? How to check and challenge it (Guide)
- Council Tax band (A Council Tax band is the valuation band, A to H in England, that sets a home’s share of the local Council Tax bill.)
- Council Tax Reduction (Council Tax Reduction is a means-tested scheme, run by councils, that can cut the Council Tax bill by up to 100% for people on low incomes or benefits.)
- Single person discount (The single person discount takes 25% off your Council Tax bill when you are the only adult counted as living in your home.)
Councils in Scotland with a similar Band D
- Perth and Kinross (Band D £1,673.84)
- Inverclyde (Band D £1,673.85)
- West Dunbartonshire (Band D £1,681.53)
- Clackmannanshire (Band D £1,683.67)
- Aberdeenshire (Band D £1,686.04)
- Renfrewshire (Band D £1,690.56)
- South Ayrshire (Band D £1,694.96)
- East Lothian (Band D £1,697.62)
Common questions
How much is council tax in North Ayrshire?
For 2026/27, Band D in North Ayrshire is £1,685.84 a year and Band A is £1,123.89. The highest band, H, is £4,130.31. These are the official figures for a home with two adults.
How much is Band B and Band C council tax in North Ayrshire?
Band B is £1,311.21 a year (£131 a month over 10 instalments) and Band C is £1,498.52 (£150 a month).
Is North Ayrshire council tax high?
The 15th highest Band D of 32 councils in Scotland. Its Band D is £1,685.84, which is £3.24 more than the middle council in Scotland (£1,682.60).
How much is the single person discount in North Ayrshire?
It takes 25% off the bill. For a Band D home in North Ayrshire that is £421.46 a year off, leaving £1,264.38. You apply to North Ayrshire council for it.
When do I pay council tax in North Ayrshire?
The bill for 2026/27 covers 1 April 2026 to 31 March 2027. It is normally paid in 10 monthly instalments from April to January, and you can ask the council about paying over 12 months.
Sources and assumptions
- Figures are for a home with two adults, before discounts, exemptions or Council Tax Reduction.
- Figures exclude Scottish Water water and waste water charges, which appear on the same bill.
Your bill from North Ayrshire is the final word on what you owe.